I’ve been more mindful of the future recently, and the fact that we need to start planning for the kids. I want them to go to college, and this means saving for a college fund.

I also realised that I need to cut down on my spending and start putting aside some savings. On a mission, my first step was to assess what I actually spend my money on. I’m not a huge spender, mind you. As I’m a stay at home mom I depend on my husbands modest income, and we do get by. Even so, looking through my bank statements was a bit of a slap in the face.

I realised I spend about $5 a day on Starbucks – and this has been happening for the last few years at least. Strangely enough, it correlates with me becoming a Mom – coincidence!? I calculated that if I can somehow forgo this, I can save at least $1,800 per year! A crazy amount, and more than enough to start a healthy college fund for the kids.

I didn’t want to forgo this daily treat – just the cost associated with it. Luckily, I then read about online surveys at Paid Surveys Fanatic and found that some of these sites were paying up to $10 per survey! Granted, this sites lists the paid survey Australia opportunities, but many of them are applicable for those of us here in the US. With a potential solution to my problem, I gave it a try… and it was a success!

I’ve since signed up to loads of these sites and receive at least one survey offer a day that can pay anywhere from $1 to $10, which evens out nicely to cover my coffee bill. They’re also super easy to complete. I can do a survey on my smartphone or tablet from anywhere, at anytime. Usually I just do them while sitting on the toilet. The glamorous life of a stay at home mom!

While I accept that they’ll never make me rich, they have certainly done a lot to alleviate any guilt associated with my one-a-day Starbucks habit. I’d suggest giving paid surveys a try to any stay at home mom that wants to earn a few extra dollars. There really is nothing to lose!